Terms of Service

1. Agreement to Terms

By accessing and using SPT Fx Community ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

SPT Fx Community provides forex trading education, signals, and community services including:

• Online forex trading courses and educational content
• Live trading signals and market analysis
• Community forums and discussion platforms
• Mentorship and coaching services
• Trading tools and resources

3. User Accounts

3.1 Account Creation

To access certain features of our service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

3.3 Account Termination

We reserve the right to terminate or suspend your account at any time for violations of these terms or for any other reason at our sole discretion.

4. Trading Disclaimer and Risk Warning

4.1 Educational Purpose

All content provided by SPT Fx Community is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instruments.

4.2 Trading Risks

• Forex trading carries a high level of risk and may result in the loss of all invested capital
• Leverage can magnify both profits and losses
• Market conditions can change rapidly and unpredictably
• Past performance does not guarantee future results
• You should only trade with money you can afford to lose

4.3 No Guarantee

We do not guarantee any specific results or profits from using our services. Trading success depends on various factors including market conditions, individual skill, and risk management.

5. Payment Terms

5.1 Fees and Charges

Certain services require payment of fees. All fees are clearly displayed before purchase and are non-refundable unless otherwise stated.

5.2 Payment Methods

We accept the following payment methods:

• Mobile Money: Zaad, Edahap, EVC Plus, eBir
• Bank Transfer: Premier Bank, IBS Bank
• Cryptocurrency: Bitcoin TRC20

5.3 Refund Policy

Refunds are provided on a case-by-case basis within 7 days of purchase, subject to our refund policy terms and conditions.

6. Intellectual Property Rights

All content, materials, and intellectual property on SPT Fx Community are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without explicit written permission.

7. User Conduct

You agree not to:

• Use the service for any unlawful purpose
• Harass, abuse, or harm other users
• Share copyrighted content without permission
• Attempt to gain unauthorized access to our systems
• Distribute spam or malicious content
• Impersonate others or provide false information
• Share your account credentials with others

8. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

9. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the service will be uninterrupted or error-free
• Warranties regarding the accuracy or reliability of content
• Warranties that defects will be corrected

10. Limitation of Liability

IN NO EVENT SHALL SPT FX COMMUNITY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.

11. Governing Law

These Terms shall be interpreted and governed by the laws of Somalia. Any disputes arising from these terms shall be resolved through binding arbitration.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through our website. Continued use of the service after changes constitutes acceptance of the new terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us: